King Tutankhamun Posted February 12, 2004 Share Posted February 12, 2004 I don't, I am wondering if anyone else does. Link to comment Share on other sites More sharing options...
Adder Posted February 12, 2004 Share Posted February 12, 2004 Nope, not old enough.BTW: Nice sig. Link to comment Share on other sites More sharing options...
AK_Thug AMish Posted February 12, 2004 Share Posted February 12, 2004 no, but I would advise on not using them (have one for necessity of course)I have made a few purchases with my parents' cards, and I got to say, it's way too easy. After buying a few gallons of paint at $50, I didn't even know it. With cash, its really obvious just how much you spend. Its not a coincidence that many, many Americans have credit card debt. to Amish Link to comment Share on other sites More sharing options...
chichigrande Posted February 12, 2004 Share Posted February 12, 2004 No, I don't have credit card. Well, Desmond you have to be 18 to have one so I would guess that the majority of us wouldn't have one. Link to comment Share on other sites More sharing options...
King Tutankhamun Posted February 12, 2004 Author Share Posted February 12, 2004 Glad everyone likes my sig. @Matt: Well yes and no, you can have a credit card and not be 18, by that I mean that it is your parents and you can use it also or have it be your very own for this poll. Link to comment Share on other sites More sharing options...
DarkAngelBGE Posted February 12, 2004 Share Posted February 12, 2004 Nope, not old enough.I wonder who will vote "Not sure". :P Link to comment Share on other sites More sharing options...
Black Op Posted February 12, 2004 Share Posted February 12, 2004 Blast it!!! I already voted "No" already!!!! :P Not old enough to have one, plus my parents buy me what I want anyway, for now............... <_< Link to comment Share on other sites More sharing options...
DarkAngelBGE Posted February 12, 2004 Share Posted February 12, 2004 But that's not a good policy of your parents. Link to comment Share on other sites More sharing options...
ChrisMJ Posted February 12, 2004 Share Posted February 12, 2004 i have a credit card - i use it for purchasing domains and the likes. Link to comment Share on other sites More sharing options...
Tonto_Icy_Tripod Posted February 12, 2004 Share Posted February 12, 2004 Nope, not old enough. Link to comment Share on other sites More sharing options...
Quacker Posted February 12, 2004 Share Posted February 12, 2004 Don't have one and don't need one. Link to comment Share on other sites More sharing options...
ZeZar Posted February 12, 2004 Share Posted February 12, 2004 Nope, not old enough.BTW: Nice sig. How old are you?I have one, dont use it bery often though Link to comment Share on other sites More sharing options...
Black Op Posted February 12, 2004 Share Posted February 12, 2004 @Tim: Meh, tis a good policy for me. Link to comment Share on other sites More sharing options...
last samurai Posted February 13, 2004 Share Posted February 13, 2004 i have a debit card which is kinda the same thing Link to comment Share on other sites More sharing options...
Quacker Posted February 13, 2004 Share Posted February 13, 2004 Good thing about a debit card is that you're spending money you know you have. Link to comment Share on other sites More sharing options...
Aldaron Posted February 13, 2004 Share Posted February 13, 2004 Don't have one...Don't think I'll get one either...Suddenly; BOOM and there goes salaries for the next years to bills.... Link to comment Share on other sites More sharing options...
CodeOptimist Posted February 14, 2004 Share Posted February 14, 2004 I don't have one (don't need it, plus I'm prolly too young), but here's my take on it:It all comes down to being responsible with your money. I agree that a credit card makes it easier to spend money, but people should use it more like "instant cash": only spending what they already have, like the debit card mentioned previously. Link to comment Share on other sites More sharing options...
notpete Posted February 14, 2004 Share Posted February 14, 2004 I've got 6 (for a total credit limit of around twice my annual (gross) salary) and a fairly hefty debt steadily building up on them. Too many holidays, I guess. Still, money: easy come, easy go. No sense getting worked up over it. Link to comment Share on other sites More sharing options...
svede Posted February 14, 2004 Share Posted February 14, 2004 got one, but dont do much shopping...its hooked up to my Mom's account (cuz she gets 1% back on it), so everything i spend first goes through her and im accountable to her Link to comment Share on other sites More sharing options...
CodeOptimist Posted February 14, 2004 Share Posted February 14, 2004 got one, but dont do much shopping...its hooked up to my Mom's account (cuz she gets 1% back on it), so everything i spend first goes through her and im accountable to her Good policy Link to comment Share on other sites More sharing options...
Natedog Posted February 28, 2004 Share Posted February 28, 2004 uuumm... what do you mean by "not sure"Like: "If someone had a dream that they were so sure was real (with a credit card), and what if they were unable to wake from that dream? How would they know if they had a credit card or didn't have one?"You know, I don't know if anyone has ever been in that scenario but...BTW: I voted no but Desmond already knew that...AIAK Link to comment Share on other sites More sharing options...
Curufinwe Posted February 29, 2004 Share Posted February 29, 2004 got one ... but again, it is mainly because I travel quite a lot ... so anytime I go abroad, it is a lot cheaper for me to use my card than cash ... that's all. Link to comment Share on other sites More sharing options...
Natedog Posted February 29, 2004 Share Posted February 29, 2004 How's it cheaper to use card than cash,is there like a travellers' bonus that you get for using your card or something... Link to comment Share on other sites More sharing options...
Curufinwe Posted February 29, 2004 Share Posted February 29, 2004 No, it is just that when I travel from France to Asia or America and I purchase something with my credit card, my bank will just take the precise amount... there is no other fee ...So, if I buy something worth $20, I will pay precisely $20 ... but if I pay in cash, I have to get the dollars at my bank, and they charge me 5% of the total amount ...so, with the same example, if I buy something worth $20, I actually pay $21.It seems nothing as such ... but imagine when I have to pay $2,000 or so ... I can save up to $100!hope you understand me right Link to comment Share on other sites More sharing options...
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